We collect nonpublic personal information you provide to us when you apply for a IWD account or when you communicate with us about your IWD account. The types of information we may collect include your name, address, phone number, email address, date of birth, bank account information, BVN, username, password, and next of kin details.
As you perform investment activity on IWD, some plans will require you to provide your nonpublic personal information in connection with each investment, including investment time, Naira amount and bank details. You will also provide photos, government recognized idenity and other information that you attach to your investment.
We may collect information you provide to us, such as your name, email address and any other information you choose to provide such as and not limited to age, gender, ethnic. For example, we may collect such information if you join our refferal program and looking to invite people to join IWD or if you enter into any contest or promotion.
When you access or use our Services, we automatically collect information about you as follows:
When you access or use our Services, we do not collect the below data manually or automatically:
We may use your information, including non-public personal information as follows:
IWD is based in Nigeria and the information we collect is governed by the Nigerian law. By accessing or using the Services or otherwise providing information to us, you consent to the processing and transfer of information in and to Nigeria and other countries.
We may disclose any information we collect about current and former investors, including nonpublic personal information, to affiliates and non-affiliated third parties as follows:
With other non-affiliated companies for our everyday business purposes, such as to process transactions, maintain accounts, respond to court orders and legal investigations or report to credit bureaus. For example, in connection with our everyday business purposes, we may share information about you as follows:
We may also share aggregated or de-identified Information, which cannot reasonably be used to identify you.
We will usually not share your personal information with other third parties without your consent. Where we need to transfer your data to another country, we shall ensure that such country to which the data is being transferred shall have adequate data protection law. We will seek your consent where we need to send your data to a country without an adequate data protection law.
You may edit your account profile information by logging into your account via our Services. If you wish to delete or deactivate your online account, please contact us, but note that we may retain certain information as required by law or for legitimate business purposes.
You may opt out of receiving promotional emails and text messages from IWD by following the instructions in those messages. Please note that if you opt out, we may still send you transactional or relationship messages, such as those about your account or our ongoing invesment(s) relations.
We do not collect your exact location. We do not use google or any high end to determine or collect details about your location. We only process location decoded from your IP address.
Our Services include social sharing features for common social networks to let users share content. These features are served from third-party services that may serve their own cookies. The use of such features enables the sharing of information with your friends or the public, depending on the settings you establish with the entity that provides the social sharing feature. For more information about the purpose and scope of data collection and processing in connection with social sharing features, please visit the privacy policies of the entities that provide these features.
The law gives you certain rights in respect of the information we hold about you. Below is a highlight of some of those rights. It is not a complete, exhaustive statement of your rights in respect of your personal data:
NITDA’s website has a wealth of useful information in respect of your rights over your personal data.
If you wish to exercise your rights, you may write to us at [email protected]
IWD takes reasonable measures to help protect all information about you from loss, theft, misuse and unauthorized access, disclosure, alteration and destruction. Additionally, IWD implements policies designed to protect the confidentiality and security of your nonpublic personal information, including a privacy protection policy. IWD limits access to your nonpublic personal information to employees that have a business reason to know such information, and implement security practices and procedures designed to protect the confidentiality and security of such information and prohibit unlawful disclosure of such information in accordance with its policies.
Where you have chosen a password that allows you to access certain parts of the website and mobile application, you are responsible for keeping this password confidential. We advise you not to share your password with anyone. We have also taken measures to comply with provision of security facilities for the protection of your nonpublic personal information through the set up of firewalls, limited access to specified authorized individuals, encryption and continuous capacity building for relevant personnel. We therefore have digital and physical security measures to limit and eliminate possibilities of data privacy breach incidents.
Although we use appropriate security measures once we have received your personal information, the transmission of data over the internet (including by email) is never completely secure. We endeavour to protect personal information, but we cannot guarantee the security of data transmitted to us or by us. We will notify you and any applicable regulator of a breach where we are legally required to do so.
Your personal information will not be retained for longer than is necessary for the purposes for which it was processed.
We will hold your personal information on IWD’s systems for as long as is necessary to fulfil the purpose for which it was collected or to comply with legal, regulatory or internal policy requirements.